22 Mar 2009: Breaking your fixed mortgage term and moving to a lower interest rate may seem like an easy way to improve your cashflow. But in reality it could be a very expensive trip to the bank. ... more
5 Jul 2008: If you’re over 60 and own a house or other property, a reverse mortgage can seem an attractive option to help fund your retirement or pay for a major expense. But make sure you know the full costs and check out all your options before you sign on the dotted line. ... more
9 Feb 2008: One of the things on the ‘to do’ list of many New Zealand workers this year will be deciding whether or not to join KiwiSaver.
You’ve probably heard about the government incentives like a $1,000 kick start to your savings, and the up-to $1040 annual ‘tax credits’. But there are also the employer contributions to consider.
15 Dec 2007: If you’re planning to put your Christmas spending ‘on the plastic’ you’re not alone. Last year, New Zealanders charged $2.273 billion to their credit cards for the month of December – a $249 million increase on the previous month.... more