Finance | Personal
14 Jan 2026 15:27
The Mortgage Market in NZ
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  •  Home Financing  14 Jan 2026
    Back to NZCity Personal Finance Main Page
    Personal Finance |  Mortgages |  Banking |  Insurance | 


    Latest Mortgage Rates as at 13 Jan 2026
    Lender Floating
    rate
    Fixed
    1 yr
    Fixed
    3 yrs
    Fixed
    5 yrs
    LVR Front end fees
    ANZ
    8.64%
    7.59%
    6.89%
    7.19%
    0%
    -
    ASB Bank
    8.64%
    7.05%
    6.49%
    6.39%
    0%
    -
    BNZ - Classic
    -
    6.99%
    6.29%
    6.29%
    0%
    -
    BNZ - TotalMoney
    8.14%
    -
    -
    -
    0%
    -
    Kiwibank
    8.50%
    7.49%
    7.69%
    7.69%
    0%
    -
    TSB Bank
    9.44%
    7.54%
    7.19%
    7.09%
    0%
    -
    Westpac
    8.64%
    7.59%
    6.69%
    6.59%
    0%
    -

    Mortage Rate data supplied by www.goodreturns.co.nz. This table is updated regularly and is intended as a brief guide to residential loans on owner-occupied properties in New Zealand. While every possible effort has been made to keep the information in this table as accurate as possible, neither NZCity or Good Returns accept any liability for inaccuracies or any loss suffered as a result. Users are strongly advised to confirm the rates and conditions that may apply in your particular situation directly with the lender.

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    Best Mortgages
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    Your Home Loan Company
    Need a home loan? Or refinancing? Then you need independent, impartial mortgage advice. And while you’re there, we’ll get you the best deal in town. Our brokers have vast expertise on a wide range of mortgage options that are designed to suit you. Whether you’re a first home buyer, buying investment property, a development builder or need refinancing and debt consolidation. Call now on 0800 LENDER (0800 536 337) Visit site

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    mortgages links
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