Finance | Personal
9 Dec 2025 23:41
The Mortgage Market in NZ
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  •  Home Financing  9 Dec 2025
    Back to NZCity Personal Finance Main Page
    Personal Finance |  Mortgages |  Banking |  Insurance | 


    Latest Mortgage Rates as at 8 Dec 2025
    Lender Floating
    rate
    Fixed
    1 yr
    Fixed
    3 yrs
    Fixed
    5 yrs
    LVR Front end fees
    ANZ
    8.64%
    7.59%
    6.89%
    7.19%
    0%
    -
    ASB Bank
    8.64%
    7.05%
    6.49%
    6.39%
    0%
    -
    BNZ - Classic
    -
    6.99%
    6.29%
    6.29%
    0%
    -
    BNZ - TotalMoney
    8.14%
    -
    -
    -
    0%
    -
    Kiwibank
    8.50%
    7.49%
    7.69%
    7.69%
    0%
    -
    TSB Bank
    9.44%
    7.54%
    7.19%
    7.09%
    0%
    -
    Westpac
    8.64%
    7.59%
    6.69%
    6.59%
    0%
    -

    Mortage Rate data supplied by www.goodreturns.co.nz. This table is updated regularly and is intended as a brief guide to residential loans on owner-occupied properties in New Zealand. While every possible effort has been made to keep the information in this table as accurate as possible, neither NZCity or Good Returns accept any liability for inaccuracies or any loss suffered as a result. Users are strongly advised to confirm the rates and conditions that may apply in your particular situation directly with the lender.

     Home Financing NewsLinks More >> 
     Today's Featured Home Financing Sites More >> 
    Vantage NZ Limited
    If you are a looking to buy your first home affordably, invest in Wellington City residential property or find an innovative financing solution, Vantage NZ can help. Visit site
    O'Hagan Mortgages
    O'Hagan Mortgages are the oldest established mortgage broking firm in the Eastern Bay of Plenty. Our experienced team will assess your current financial situation and do everything required so you can reach your financial goals. Visit site
    NewsDirect Loans
    Short of cash? Planning a big purchase? Let DirectLoans.co.nz help! We take the hassle out of applying for loan - just let us know what you need and we'll get back to you with loan offers from top finance companies and banks. Direct loans to you! Visit site
    Olympia Finance
    Site offers services of independence skill and experience at selling and financing houses to people who want to sell or who want to keep their house but are financially challenged Visit site
    The Advice Group
    Our financial advisers can show you how to make the most of your financial decision to give you confidence and peace of mind. We will provide you the information you need in a simple to understand way, so together we can make an informed decision as to what is the best for you and your family. For sound financial advice from Mortgages, Insurance and other services, get in touch with The Advice Group team today! Visit site

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