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3 Feb 2026 15:36
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      Home > News > Business

    An expected seasonal influence in the latest credit data

    An expected seasonal influence in the latest credit data

    3 February 2026
    The latest Centrix data shows consumer credit demand is up 9.4 percent year on year - driven by stronger mortgage applications and elevated personal loan borrowing through the holiday period.

    Chief Operating Officer Monika Lacey says meanwhile, arrears rose slightly - with 471-thousand people behind in their payments.

    She says the good news on arrears however, is that they are down on the same time last year - so we are starting to see a trend of year on year improvement.

    © 2026 Newstalk ZB, NZCity


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